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Credit Cards - Compare Cards and Interest Rates - Apply Online

Credit Card Comparison Tool CREDIT CARDS in VIC 

State
Card Purpose
Features
Card Type
   

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Account Type: Credit

Rate Type: Does not Matter

Card Type: All

Institution Product Name Card Type  Purchase Rate  Intro Rate  Intro Term  Free Days  Cash Advance Rate  Balance Transfer Rate  Annual Card Fee  Comments   
  Banks  
Bankwest   Bankwest Lite MasterCard   M 9.99 55 20.49 4.99 59
Bankwest   Bankwest Lite Gold MasterCard   M 9.99 55 20.49 4.99 89
Citibank   Citibank Clear Platinum Card   V 10.99 55 20.74 0 85 Additional Benefits: - Platinum Concierge Service - VISA Platinum Privileges - Experience the best entertainment offers that are harder for everyday cardholders to obtain - Citibank World Privileges
NAB   NAB Low Rate Visa Card   V 10.99 3.99 12 55 19.99 0 49 - Emergency Travel Assistance 24 hours a day, 7 days a week
St. George Bank   St.George Vertigo MasterCard   M 10.99 55 19.99 0 55
Members Equity Bank   Members Equity MasterCard   M 10.99 44 10.99 39 Annual Fee Waiver If Spend $7,500+ in previous year
Suncorp   Suncorp Clear Options Standard   V 11.24 0 16.95 39
Commonwealth Bank   Commonwealth Bank Low Rate Credit Card   M 11.74 55 19.99 4.99 48
Westpac Banking Corporation   Westpac Low Rate   V, M 11.74 55 19.98 3.99 45
ANZ   ANZ Low Rate MasterCard   M 11.74 4.9 12 55 19.99 0.00 58 If you transfer your balances from non-ANZ credit or store cards you will receive a rate of 0% on your Balance transfer for six months from the date your account is approved. Cash advance fee is 2%. Minimum fee of $4 for overseas cash advances.
Macquarie Bank   Macquarie Bank RateSaver Card   V 11.95 55 18.95 0 50
Bankwest   Bankwest Business MasterCard Low Rate   M 11.99 7.99 6 45 11.99 7.99 39
St. George Bank   St.George Starts Low Stays Low   V, M 12.24 55 12.24 69
Bank of Queensland   BOQ Low Rate Visa Card   V 12.49 55 16.49 55 Customers will be able to access linking savings and cheque account funds using their credit card from overseas ATMs.
Citibank   Citibank Clear Card   V 12.49 - 55 20.74 2.90 65
Commonwealth Bank   Commonwealth Business Credit Card - Low Rate (Unsecured) Option   M 12.55 0 - 0
ANZ   ANZ Balance Visa   V 12.74 55 19.99 79 Cash advance fee is 2% of the cash advance amount. Please refer to www.anz.com for more information on credit card fees and charges.
Westpac Banking Corporation   Westpac BusinessChoice Everyday Card   V, M 13.14 45 18.85 75
ANZ   ANZ Business One Low Rate   V 13.66 0 13.66 130
ANZ   ANZ Business One Rewards   V 14.09 0 14.09 130
St. George Bank   St.George Gold Low Rate   V, M 14.25 55 18.25 79 Overseas Travel Insurance Transit Accident Insurance Extended Warranty Purchase Cover
St. George Bank   St.George Platinum   V, M 14.25 55 19.99 3.99 89 Personal Concierge Service Overseas Travel Insurance Domestic Flight Inconvenience Insurance Transit Accident Insurance Extended Warranty Purchase Cover Best Price Guarantee
Commonwealth Bank   Commonwealth Business Credit Card - Interest Free Days Option   M 15.57 55 - 60
HSBC   HSBC Low Rate Credit Card   V 15.99 55 19.99 2.99 49 Annual fee is currently waived for the first year. 2.99% for the first 6 months is limited to the first balance transfer application per account from other store cards or non-HSBC credit cards.
Bankwest   Bankwest Zero MasterCard   M 15.99 4.99 6 55 15.99 4.99 0
Institution Product Name Card Type  Purchase Rate  Intro Rate  Intro Term  Free Days  Cash Advance Rate  Balance Transfer Rate  Annual Card Fee  Comments   
  Non Banks  
mecu   mecu Low Rate VISA   V 8.89 0 8.89 59 Enviro-friendly plastic
Heritage Building Society   Heritage Visa Business Secured   V 9.9 40 - 35
Heritage Building Society   Heritage Visa Gold No Frills   V 10.75 0 10.75 0
Heritage Building Society   Heritage Visa Classic No Frills   V 11.3 0 11.3 0
Aussie   Aussie MasterCard   M 11.49 9.99 12 55 17.99 4.99 49
Defcredit   True Blue Credit Card   V 11.49 4.99 6 55 11.49 4.99 36
Intech Credit Union Limited   Intech Credit Union Titanium 55   V 11.55 55 11.55 36
Big Sky Credit Union   Big Sky Credit Union Low Rate Credit Card   V 11.7 9.7 6 45 11.7 9.70 0 9.70% applies to all transactions and balances for the initial 6 months, than reverts to the standard rate.
CUA   CUA Low Rate MasterCard - Silver   M 11.85 4.9 6 55 11.85 4.9 45
CUA   CUA Low Rate MasterCard - Gold   M 11.85 4.9 6 55 11.85 4.9 85
IMB   IMB Low Rate MasterCard   M 11.85 55 11.85 4.9 55
FCCS Credit Union   FCCS Low Rate Mastercard Silver   M 11.85 55 19.49 35
mecu   mecu VISA Credit Card   V 11.89 55 11.89 0 No Application Fee
Police Credit   PC Visa Silver Credit Card   V 11.95 6.99 6 44 11.95 11.95 0 Optional Consumer Credit Insurance available
Heritage Building Society   Heritage Visa Business Unsecured   V 12.2 40 - 35
Victoria Teachers Credit Union   VTCU Visa Credit Card   V 12.74 55 12.74 0 The Credit Union pays the balance of your Credit Card in the event of your death.
Big Sky Credit Union   Big Sky Credit Union Credit Card with Cash Rewards   V 14.7 9.7 6 45 14.7 9.70 0 9.70% applies to all transactions and balances for 6 months and than reverts to the standard rate.
GE Money   GE Money Low Rate MasterCard   M 14.99 55 20.49 4.99 58 Purchase Insurance Cover optional. Free access to selected discounts and benefits through GE Money Advantages. No points. No joining fees. GE Money Advantages offers you instant added value!
Heritage Building Society   Heritage Visa Gold Basic   V 15.75 8.95 12 25 15.75 36
Heritage Building Society   Heritage Visa Gold with Rewards   V 15.75 8.95 12 25 15.75 90
Heritage Building Society   Heritage Visa Classic Basic   V 15.75 8.95 12 25 15.75 18
Heritage Building Society   Heritage Visa Classic with Rewards   V 15.75 8.95 12 25 15.5 48
Savings & Loans Credit Union   Savings & Loans Visa Care Card (Credit Card)   V 15.95 62 15.95 24
Police Credit   PC Visa Gold Credit Card   V 16.95 6.99 6 55 16.95 16.95 50 Optional Consumer Credit Insurance available
CUA   CUA Silver Rewards MasterCard   M 17.99 55 17.99 4.9 45

 

Source: Infochoice

 

Interest Rates – Latest Credit Card Rates on Offer

Listed above are the latest credit card rates available currently in the market. You can use the links to apply for a credit card deal online. A number of low rate bank and merchant credit cards services or accounts are available including secured, low apr, debt consolidation, debt management, low interest, prepaid, low rate and creditcard reward programs.

Quickly compare the latest credit card and charge card rates and other finance products, including equity home loans, offset loans, introductory loans, standard variable rates, fixed rate mortgages, construction loans, business loans, bad credit loans, low document loans, reverse mortgages, commercial loans, personal loans, and car loans, using independent research data..

A credit card is an unsecured loan where interest only repayments is required as a minimum payment. Various types of credit cards are available including, everyday low rates, introductory rates, reward programs with transfer balances. Some credit card types include Visa, Mastercard, Virgin, Wizard and Aussie.

A charge card offers a method of payment where cardholders put purchases on an account which must be fully paid for at the end of the month. American Express and Diners club offer charge cards.

DISCLAIMER: The above rates are indicative only and are subject to change without notice. They are subject to a range of terms and conditions. Provisions of the above information should not be construed as either an offer to provide credit nor the provision of financial advice.

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