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Interest Rates for a Mortgage, Investment Loan or Basic Variable Home Loan - Comparison

Loan Comparison Tool BASIC VARIABLE HOME LOAN in VIC for $150,000 
State
Loan Reason
Repayments
Interestrate.com.au is an independent online research tool for comparing interest Rates. Data is updated daily.

Comparison Rates for Basic Variable Home Loans are based on an amount of $150,000 over a loan term of 25 years.

Click on the underlined Product Name for a comprehensive view of product detail features.

Compare up to 3 products by ticking the far-right hand column, and clicking 'Compare'.

To re-sort data, click on the underlined column headings.

Our mortgage brokers and direct network of banks and non-banks does not cover all lenders listed below when making an ‘Enquiry’.

Loan Term: 25 years

Repayment Options: Owner Occupied

Reason: Principal and Interest
Institution Product Name Loan Type  Rate  Comparison Rate  Appl. Fee  Legal Fee  Val. Fee  Setlemt Fee  Ongoing Fees  Max LVR  Extra Payments  Redraw   
  Banks  
ING DIRECT
Mortgage Simplifier (SmartPack)   Basic 6.13 6.18 699 220 0 0 0 90 Yes Yes
ING DIRECT
Mortgage Simplifier   Basic 6.19 6.19 0 220 0 0 0 90 Yes Yes
ANZ
ANZ Simplicity PLUS   Basic 6.21 6.26 600 0 0 0 0 90 Yes Yes
HSBC
Home Value   Basic 6.23 6.3 500 0 0 150 0 97 Yes Yes
Westpac
Flexi First Option Home Loan   Basic 6.31 6.36 600 0 0 0 0 87 Yes Yes
St. George Bank
St.George Basic Home Loan   Basic 6.35 6.4 500 0 0 100 0 95 Yes Yes
Commonwealth Bank
Economiser Home Loan   Basic 6.35 6.48 600 0 0 0 8 95 Yes Yes
Suncorp
Back to Basics   Basic 6.36 6.41 600 0 0 0 0 95 Yes Yes
Bank of Queensland
Economy   Basic 6.43 6.58 595 0 0 0 10 95 Yes Yes
Arab Bank
The Basics Home Loan   Basic 6.49 6.62 600 0 0 0 8 95 Yes Yes
NAB
NAB Base Variable Rate Home Loan   Basic 6.53 6.57 600 0 0 0 0 95 Yes Yes
Citibank
Basic Mortgage   Basic 6.53 6.58 399 0 0 250 0 90 Yes Yes
Bankwest
Lite Home Loan   Basic 6.68 6.69 500 0 0 0 0 90 Yes Yes
NAB
NAB Clear Banking Home Loan   Basic 6.74 6.78 600 0 0 0 0 95 Yes No
ANZ
ANZ Land Loan   Basic 6.91 7.01 600 0 0 0 0 90 Yes Yes
Institution Product Name Loan Type  Rate  Comparison Rate  Appl. Fee  Legal Fee  Val. Fee  Setlemt Fee  Ongoing Fees  Max LVR  Extra Payments  Redraw   
  Non Banks  
Railways Credit Union
Economy Home Loan   Basic 5.7 5.77 0 0 0 0 5 95 No Yes
Victoria Teachers Credit Union
Basic Home Loan   Basic 5.82 5.86 0 0 0 0 0 95 Yes Yes
Community CPS Australia
Basic Variable Home Loan   Basic 5.94 6.09 445 0 0 150 11 95 Yes Yes
United Community
Basic Variable Home Loan   Basic 5.94 6.09 495 0 0 0 11 95 Yes Yes
mecu
Basic Home Loan   Basic 5.94 5.98 595 0 0 0 0 95 Yes Yes
Reduce Home Loans
Reduce Basic Variable   Basic 5.94 5.96 0 0 0 275 0 93 Yes Yes
Companion Credit Union
Basic Variable Home Loan   Basic 5.94 6.09 445 0 0 150 11 95 Yes Yes
Hume Building Society
Hume Interest Saver   Basic 5.95 5.99 600 0 0 0 0 95 Yes Yes
Teachers Credit Union
Solutions Plus Home Loan   Basic 5.99 6.04 200.00 0 250 150 0 95 Yes Yes
IMB
IMB Budget Home Loan   Basic 6.02 6.18 295 302.5 0 150 10 95 Yes Yes
Community First Credit Union
True Basic   Basic 6.04 6.12 500 360 198 0 0 95 Yes Yes
AMO
AMO Rate Saver Home Loan   Basic 6.04 6.44 650 440 0 0 345 90 Yes Yes
Illawarra Credit Union
Basic Home Loan   Basic 6.07 6.14 600 357.5 0 0 8 95 Yes Yes
Unicom Credit Union
Basic Home Loan   Basic 6.07 6.23 600 357.5 0 0 8 95 Yes Yes
Homeloans Ltd
Homelans All in One   Basic 6.09 6.42 564 350 0 75 0 90 Yes Yes
SERVICE ONE Members Banking
Basic Loan   Basic 6.1 6.24 500 0 0 250 8 97 Yes No
Australian Central Credit Union
Discount Variable Rate Home Loan   Basic 6.11 6.17 650 0 0 200 8 95 Yes Yes
Heritage Building Society
Basic Variable   Basic 6.14 6.186 600 0 0 0 0 95 Yes Yes
Macquarie Credit Union
Low Rate Home Loan   Basic 6.16 6.24 500 450 250 0 0 95 Yes Yes
CUA
Basic Variable greater than $250,000   Basic 6.19 6.25 600 0 0 195 0 97 Yes Yes

Source: Infochoice 3/11/2010

Interest Rates - Latest Basic Variable loans on Offer.

Quickly compare the latest basic variable interest rate home loans and other finance products, including equity home loans, offset loans, introductory loans, standard variable rates, fixed rate mortgages, construction loans, bad credit loans, low document loans, reverse mortgages, commercial loans, business loans, personal loans, car loans, prepaid credit cards, credit cards and charge cards using independent research data.

Basic loan products generally offer a lower interest rate than standard variable rate loans but offer fewer products features.

Whether you are looking to refinance or apply for a new home loan, investment loan, credit card, charge card or accessing some of the latest mortgage calculators, interestrate.com.au enables you to compare the latest rates available in an instant.

Apply for Basic Variable loans Online

You will need to follow the links online to the service providers to undertake your basic variable loan/mortgage application.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

DISCLAIMER: The above rates are indicative only and are subject to change without notice. They are subject to a range of terms and conditions. Provisions of the above information should not be construed as either an offer to provide credit nor the provision of financial advice.

Use above options to Research / compare mortgages, line of credit or equity home loans. Ideal for first home buyers. View over 100 product types. Apply online for a home loan/ home equity loan or line of credit. Compare Interest Rates.
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