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Interest Rates for a Mortgage, Investment Loan or Offset Variable Home Loan - Comparison

Loan Comparison Tool 100% OFFSET VARIABLE HOME LOAN in VIC for $150,000 
State
Loan Reason
Repayments
Interestrate.com.au is an independent online research tool for comparing interest Rates. Data is updated daily.

Comparison Rates for 100% Offset Variable Home Loans are based on an amount of $150,000 over a loan term of 25 years.

Click on the underlined Product Name for a comprehensive view of product detail features.

Compare up to 3 products by ticking the far-right hand column, and clicking 'Compare'.


To re-sort data, click on the underlined column headings.

Our mortgage brokers and direct network of banks and non-banks does not cover all lenders listed below when making an ‘Enquiry’.

Loan Term: 25 years

Repayment Options: Owner Occupied

Reason: Principal and Interest
Institution Product Name Loan Type  Rate  Comparison Rate  Appl. Fee  Legal Fee  Val. Fee  Setlemt Fee  Ongoing Fees  Max LVR  Extra Payments  Redraw   
  Banks  
NAB
NAB National Choice Package ($250,000 and above)   Variable 6.14 6.51 0 0 0 0 395 95 Yes Yes
Commonwealth Bank
Wealth Package ($750,000 plus)   Variable 6.16 6.29 0 0 0 100 350 95 No Yes
Laiki Bank
Options Plus Home Loan Package   Variable 6.2 6.29 0 365 220 0 10 90 Yes Yes
Bankwest
Bankwest Premium Home Loan   Variable 6.2 6.21 700 0 0 0 0 90 Yes Yes
ANZ
ANZ Breakfree Home Loan Package ($700,000 plus)   Variable 6.21 0 0 0 0 340 90 Yes Yes
NAB
NAB National Choice Package ($100,000 to $249,999)   Variable 6.24 6.61 0 0 0 0 395 95 Yes Yes
Adelaide Bank
Variable SmartFit   Variable 6.24 6.4 595 0 0 100 10 90 Yes Yes
ING DIRECT
Orange Advantage ($300,000 and over)   Variable 6.24 6.42 0 220 0 0 199 90 Yes Yes
Commonwealth Bank
Wealth Package ($350,000-$750,000)   Variable 6.26 6.39 0 0 0 100 350 95 Yes Yes
ANZ
ANZ Breakfree Home Loan Package ($250,000-$699,999)   Variable 6.31 0 0 0 0 340 90 Yes Yes
AMP
Professional Package Variable Rate Loan ($750,000+)(Pro Pack)   Variable 6.34 6.39 350 295 0 250 349 90 Yes Yes
Commonwealth Bank
Wealth Package ($150,000-$350,000)   Variable 6.36 6.49 0 0 0 100 350 95 Yes Yes
AMP
Professional Package Variable Rate Loan ($250,000 - $749,999) (Pro Pack)   Variable 6.39 6.44 350 295 0 250 349 90 Yes Yes
ANZ
ANZ Breakfree Home Loan Package ($150,000-$249,999)   Variable 6.41 0 0 00 0 340 90 Yes Yes
AMP
Basic Variable Rate Loan   Basic 6.49 6.54 350 295 0 250 0 90 Yes Yes
ING DIRECT
Orange Advantage (less than $300,000)   Variable 6.49 6.66 0 220 0 0 199 90 Yes Yes
AMP
Professional Package Variable Rate Loan ($100,000-$249,999)(Pro Pack)   Variable 6.54 6.59 350 295 0 250 349 90 Yes Yes
Adelaide Bank
Standard Variable   Variable 6.7 6.86 595 0 0 100 10 97 Yes Yes
NAB
NAB Tailored Home Loan - Variable Rate   Variable 6.74 6.87 600 0 0 0 10 95 Yes Yes
ME Bank
SMHL Offset   Variable 6.79 6.79 0 0 0 0 0 95 Yes Yes
Institution Product Name Loan Type  Rate  Comparison Rate  Appl. Fee  Legal Fee  Val. Fee  Setlemt Fee  Ongoing Fees  Max LVR  Extra Payments  Redraw   
  Non Banks  
RateBusters
Fightback Premium Variable   Variable 5.93 5.97 0 275 220 0 0 80 Yes Yes
Victoria Teachers Credit Union
First Home Buyers Loan   Variable 6.07 6.07 0 0 0 0 0 95 Yes Yes
mecu
Premium Home Loan $500k+   Variable 6.09 6.13 595 0 0 0 0 95 Yes Yes
mecu
Premium First Home Buyers Home Loan   Variable 6.09 6.13 595 0 0 0 0 95 Yes Yes
Select Credit Union
Super Mortgage Loan   Variable 6.09 6.11 0 360 187 0 0 95 Yes Yes
mecu
goGreen Home Loan   Variable 6.09 6.13 595 0 0 0 0 95 Yes Yes
Nationwide Mortgage
True Saver Home Loan   Variable 6.13 6.18 0 490 240 0 0 90 Yes Yes
Morgan Brooks DIRECT
Standard Variable   Variable 6.13 699 0 0 0 0 90 Yes Yes
Newcastle Permanent Building Society
Premium Plus Package Home loan   Variable 6.14 6.41 0 0 0 0 300 97 Yes Yes
QuickDirect
Equity Saver Premium Home Loan   Variable 6.14 6.14 0 0 0 0 0 80 Yes Yes
Savings & Loans Credit Union
Discounted Variable Home/Investment Loan >$250,000   Basic 6.16 600 0 0 0 8 95 Yes Yes
mecu
Premium Home Loan $250k +   Variable 6.19 6.23 595 0 0 0 0 95 Yes Yes
Bananacoast Community Credit Union
Discounted Variable Rate Home Loan   Variable 6.2 6.24 600 0 0 0 0 95 Yes Yes
Horizon Credit Union
KickStart First Home Buyer Loan   Basic 6.2 6.38 350 360 225 0 8 100 Yes Yes
HomeSide Lending
Homeside HomePlus   Variable 6.22 6.38 600 0 0 0 10 95 Yes Yes
BMC Mortgage Corp
BMC PLatinum Packaged Home Loan   Variable 6.22 6.24 660 0 0 0 0 80 Yes Yes
RateBusters
Rate Buster   Variable 6.25 6.36 990 275 220 0 0 90 Yes Yes
Family First Credit Union
Variable Home or Investment Loan   Basic 6.25 6.31 0 630 400 0 0 90 Yes Yes
Savings & Loans Credit Union
Discounted Variable Home/Investment Loan <$250,000   Basic 6.28 6.41 600 0 0 0 8 95 Yes Yes
Homeloans Ltd
Balanced Loan Special Variable   Variable 6.3 6.38 499 230 0 65 0 90 Yes Yes

Source: Infochoice 3/19/2010

Interest Rates - Latest 100% Offset Variable loans on Offer.

Quickly compare the latest offset interest rate home loans and other finance products, including equity home loans, introductory offset loans, introductory loans, standard variable rates, fixed rate mortgages, construction loans, bad credit, low document loans, reverse mortgages, commercial loans, business loans, personal loans, car loans, credit cards and charge cards using independent research data.

100% offset loans enables borrowers to deposit their income into a bank account that is linked to their mortgage and help accelerate repayments.

Whether you are looking to refinance or apply for a new home loan, investment loan, credit card, charge card, or accessing some of the best mortgage calculators, interestrate.com.au enables you to compare the latest rates available in an instant.

Apply for 100% Offset Variable loans Online

You will need to follow the links online to the service providers to undertake your offset variable loan/mortgage application.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

DISCLAIMER: The above rates are indicative only and are subject to change without notice. They are subject to a range of terms and conditions. Provisions of the above information should not be construed as either an offer to provide credit nor the provision of financial advice.

Use above options to Research / compare mortgages, line of credit or equity home loans. Ideal for first home buyers. View over 100 product types. Apply online for a home loan/ home equity loan or line of credit. Compare Interest Rates.
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